Insider's Club Travel Protection

The following is a brief summary of coverage offered with the Insider's Club. To review your state-specific certificate of the terms, conditions and exclusions, click here. You may also call 1-800-383-0049 to ask any questions regarding the plan, or contact us using our secure online form.

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You can manage your account using our secure online service system.

Are you an IATAN Cardholder, an IATA ID Cardholder residing in Canada?

You may qualify for a discount for your new, first-time Insider's Club plan.
To purchase an Insider's Club plan you must be eligible to receive industry-free or reduced-rate travel privileges.
  • Products below are available to U.S., Puerto Rico and Canada residents only.
  • Coverage is not provided while you are acting or training as a pilot or crew member, or while deadheading.
  • All prices and benefits are quoted in US Dollars.
  • Plan cost is annual, non-refundable and non-transferable.
  • Enrollment is effective on the first day of the month following receipt of payment.

Summary of Coverage Classic Classic Plus Silver Silver Plus Platinum Platinum Plus
Common Carrier Accidental Death and Dismemberment1 $250,000 $250,000 $750,000 $750,000 $1,000,000 $1,000,000
Emergency Medical Evacuation/Medical Repatriation/Return of Remains $25,000 $25,000 $50,000 $50,000 $75,000 $75,000
Baggage/Personal Effects $2,000 $2,000 $2,500 $2,500 $5,000 $5,000
Accident & Sickness Medical Expense N/A N/A $2,500 $2,500 $5,000 $5,000
Baggage Delay N/A $150 $150 $150 $300 $300
Trip Delay N/A $150 $150 $150 $150/Day/ $300 Max $150/Day/ $300 Max
Missed Connection $300 $300 $300 $300 $300 $300
Rental Car Damage N/A N/A N/A N/A $25,000 $25,000
Trip Cancellation/Trip Interruption, annual max N/A $2,000 N/A $3,000 N/A $5,000
Annual Rates Individual
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