Insider's Club Travel Protection
The following is a brief summary of coverage offered with the Insider's Club. To review your state-specific certificate of the terms, conditions and exclusions, click here. You may also call 1-800-383-0049 to ask any questions regarding the plan, or contact us using our secure online form.
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You can manage your account using our secure online service system.To purchase an Insider's Club plan you must be eligible to receive industry-free or reduced-rate travel privileges.
- Products below are available to U.S. residents only.
- Coverage is not provided while you are acting or training as a pilot or crew member, or while deadheading.
- All prices and benefits are quoted in US Dollars.
- Plan cost is annual, non-refundable and non-transferable.
- Enrollment is effective on the first day of the month following receipt of payment.
| Summary of Coverage | Classic | Classic Plus | Silver | Silver Plus | Platinum | Platinum Plus | |||
|---|---|---|---|---|---|---|---|---|---|
| Common Carrier Accidental Death and Dismemberment1 | $250,000 | $250,000 | $750,000 | $750,000 | $1,000,000 | $1,000,000 | |||
| Emergency Medical Evacuation/Medical Repatriation/Return of Remains | $25,000 | $25,000 | $50,000 | $50,000 | $75,000 | $75,000 | |||
| Baggage/Personal Effects | $2,000 | $2,000 | $2,500 | $2,500 | $5,000 | $5,000 | |||
| Accident & Sickness Medical Expense | N/A | N/A | $2,500 | $2,500 | $5,000 | $5,000 | |||
| Baggage Delay | N/A | $150 | $150 | $150 | $300 | $300 | |||
| Trip Delay | N/A | $150 | $150 | $150 | $150/Day/ $500 Max | $150/Day/ $500 Max | |||
| Missed Connection | $300 | $300 | $300 | $300 | $300 | $300 | |||
| Rental Car Damage | N/A | N/A | N/A | N/A | $25,000 | $25,000 | |||
| Trip Cancellation/Trip Interruption, annual max | N/A | $2,000 | N/A | $3,000 | N/A | $5,000 | |||
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$26.95 Enroll Now |
$58.95 Enroll Now |
$80.95 Enroll Now |
$121.95 Enroll Now |
$132.95 Enroll Now |
$164.95 Enroll Now |
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| $74.95 Enroll Now |
$137.95 Enroll Now |
$158.95 Enroll Now |
$201.95 Enroll Now |
$211.95 Enroll Now |
$296.95 Enroll Now |
| All plans listed above include non-insurance services provided by CareFree Travel AssistanceTM. | |
| * | All benefit limits are per trip limits with the exception of Trip Cancellation/Trip Interruption. Trip Cancellation/Trip Interruption benefit limits are annual limits. |
| ** | Family plans cover Spouse/Domestic Partner and unlimited number of Dependent Children. |
| 1 | Common Carrier Accidental Death and Dismemberment is limited to $50,000 for Dependent Child(ren) who have been enrolled in the Family Plan and for whom required plan costs have been received. |
Click here to retrieve your state-specific plan documentation.
The protection plans discussed above contain insurance benefits underwritten by the United States Fire Insurance Company under form series T7000 et. al. and TP-401 et. al. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2021. The plans may also contain non-insurance Travel Assistance Services that are provided by Carefree Travel AssistanceTM. Please see the plan documents for complete terms, conditions, limitations and exclusions that apply. Coverage available may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions.
Please call Aon Affinity at 1-800-453-1090 if you would like to obtain additional information regarding the features and pricing of each travel plan component.
This plan provides cancellation coverage for your trip and other insurance coverages that apply only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker.
The protection plans discussed above contain insurance benefits underwritten by the United States Fire Insurance Company under form series T7000 et. al. and TP-401 et. al. C&F and Crum & Forster are registered trademarks of United States Fire Insurance Company. The Crum & Forster group of companies is rated A (Excellent) by AM Best Company 2021. The plans may also contain non-insurance Travel Assistance Services that are provided by Carefree Travel AssistanceTM. Please see the plan documents for complete terms, conditions, limitations and exclusions that apply. Coverage available may vary and not all coverage is available in all jurisdictions. Insurance coverages are subject to the terms, limitations and exclusions in the plan, including an exclusion for pre-existing conditions.
Please call Aon Affinity at 1-800-453-1090 if you would like to obtain additional information regarding the features and pricing of each travel plan component.
This plan provides cancellation coverage for your trip and other insurance coverages that apply only during the covered trip. You may have coverage from other sources that provides you with similar benefits but may be subject to different restrictions depending upon your other coverages. You may wish to compare the terms of this policy with your existing life, health, home and automobile policies. If you have any questions about your current coverage, call your insurer, insurance agent or broker.
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